When looking for financial advisors, you may run into what is known as a fee-only financial advisor. Understanding factors like Roth Conversions and IRMAA (Income-Related Monthly Adjustment Amount) can play a crucial role in retirement planning with such professionals. As you might have guessed, such financial advisors only charge the

Many people imagine retirement as the stage when they can enjoy their lives to the fullest. They now have all the time in the world to rekindle their hopes, try new hobbies, and achieve their unfulfilled dreams. However, they need sufficient funds to do all those things, so you need

At Calamita Wealth Management, we specialize in providing wealth management solutions to affluent individuals over age 50 and their families. Our financial planning approach goes beyond simply reviewing finances. We take the time to understand each of our client’s lifestyles, goals, and passions so we can ensure their money is

Benefits of Fee-Only Financial Advisor: Why Transparency Matters for Your Wealth If you are seeking the benefits of fee-only financial advisor services, you’ve likely discovered there are significant differences between fee-only, fee-based, and commission-based advisors. Understanding these distinctions is crucial for protecting and growing your wealth effectively. The benefits of

One of the most common retirement questions people ask is, “How much money do I need to retire?” What many people don’t realize is that there’s a better question they should be asking: “Can I support my ideal retirement lifestyle, and for how long can I support it, with what