11 Free Retirement Assessment Tools for 2025 to Maximize Your Future
Planning for retirement in 2025 demands up-to-date information and reliable tools. The right free retirement assessment software can clarify your next steps and help you gain confidence in your future plans. Individuals over 50—especially those with significant retirement savings—often face complex questions about income, investments, and taxes. Fortunately, a range
What a Health Scare Can Teach You About Experts, Money, and Time
When you face a serious medical diagnosis, it changes everything…your perspective on health, time, and what truly matters in life. As a financial planner with over 25 years of experience helping people prepare for their futures, I never expected a health scare would teach me the most valuable lesson about
4 Steps for Saving and Planning for Your Kid’s Education
Saving and planning for your kid’s education is one of the most important financial decisions you’ll make as a parent. While creating a financial plan may seem overwhelming, it’s not just about your own security—it’s about giving your children the opportunities they deserve without the burden of crushing student debt.
Living Your Retirement Dream Now: Start Today, Not at 65
Recent studies reveal a startling truth: only 5% of current retirees say they’re actually “living the dream,” while 19% describe retirement as a nightmare. These sobering statistics highlight why waiting until traditional retirement age to pursue your dreams might be the biggest financial planning mistake you can make. At Calamita
Cost of Long Term Care in North Carolina
Planning for long term care is a task most people like to avoid if at all possible. But putting it on the back burner is a mistake that can cost you and your loved ones dearly in the future. Understanding the cost of long term care in North Carolina is
Why Women Need Financial Advisors When They Get Divorced
Divorce can be a pretty daunting and stressful experience. And while things are difficult for all parties involved, women are subjected to a slew of different challenges that make it difficult to pick up the pieces and start anew. This is why it’s especially concerning that 95% of women do
Choosing Financial Advisor Guide: 6 Steps For The Best Advisor
Choosing a Financial Advisor The process of managing personal finances can present many questions. This comprehensive choosing financial advisor guide helps individuals navigate the complex decision of selecting the right financial professional for their needs. Individuals often seek guidance on topics like Roth Conversions to make informed decisions about their
Why I’m a Life Planner at Calamita Wealth Management
Life is full of unexpected twists and turns, some good, some bad—but we can learn from them all. In my case, an unexpected, messy, and life-changing divorce rocked my world but also ignited a new passion in me to help others who are walking through similar situations. I turned my
When Should I Claim Social Security?
Deciding when should I claim social security is one of the most crucial financial decisions you’ll face as you approach retirement in your early 60s. While the option to start receiving benefits at age 62 is tempting, delaying your claim until age 70 can offer significant advantages. Understanding the long-term