Client Case Studies: How We Helped Clients Plan For Retirement
At Calamita Wealth Management, we specialize in providing wealth management solutions to affluent individuals over age 50 and their families. Our financial planning approach goes beyond simply reviewing finances and investment portfolios. We take the time to understand each of our client’s unique lifestyles, personal goals, family dynamics, and passions
My Top 6 Restaurants In Charlotte
Charlotte Restaurants: 6 Must-Visit Local Favorites Supporting Our Community The coronavirus pandemic has deeply impacted the restaurant industry, with one in every four jobs lost being in food and beverage services. Now, more than ever, local Charlotte restaurants need our support to stay open and thriving. While dining preferences have
Bank of America Employees’ Financial Mistakes – Top 9 List
After years of working with Bank of America employees’ financial mistakes (and being married to a former one), I’ve seen some patterns. These patterns are certain financial planning challenges that pop up time and time again. As a firm, we have grown adept at understanding how these challenges affect Bank
The Insider’s Guide to Reducing Taxes in Retirement
Whether retirement is fast approaching or has already arrived, you’re probably looking for ways to maximize your income flow for the future. Reducing taxes in retirement is an essential element of maximizing retirement income and protecting the wealth you’ve worked so hard to build. Your retirement assets are the key
How Much Does It Take to Retire Comfortably?
Understanding “How Much Does It Take to Retire Comfortably on a $5k, $10k, or $15k/mo Budget?” is crucial for successful retirement planning, as the amount you need depends on individual needs, lifestyle choices, and several other factors. National averages might not match what you need for retirement because of different
Expected Retirement Spending with $2.2 Million Portfolio
The answer to “How Much Can I Expect To Spend In Retirement with a $2.2 Million Portfolio?” is explored by looking at the details of Tim and Missy’s (hypothetical couple) plans for their golden years. This article will help you understand several key points about expected retirement spending: How to
When to Stop Saving for Retirement and Start Enjoying Life
When to Stop Saving for Retirement is a personalized decision, and finding the right moment depends on several important factors. Here are some key learnings this comprehensive guide provides: Understand your retirement vision: Think carefully about what you want to do when you retire—traveling, pursuing hobbies, relocating, or starting new
Enough Money to Retire – Do I Have Enough?
Understanding the need to plan for retirement is crucial as you approach your later years. It offers you comfort and security in a phase of life when your regular earnings might taper off. Retirement planning is inherently complex, involving numerous variables—not just how much you’ve saved. You need to assess
Money to Retire in Hawaii – How Much Do I Need?
A Guide to Your Dream Destination Retirement Many people dream of retiring in a beautiful location that would feel like a vacation—for the rest of their lives! (And isn’t that what retirement should feel like?) Even if you’re not worried about having enough… not only money to retire in Hawaii,