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Everything You Need to Know About Wells Fargo Restricted Share Rights (RSR)
June 25, 2025
Wells Fargo Restricted Share Rights (RSR) One of the most significant, and often confusing, elements of an employee’s benefits package is equity compensation. For Wells ...
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Does Wells Fargo Offer a Health Savings Account (HSA)?
June 21, 2025
What is a Wells Fargo HSA account? A Health Savings Account (HSA) is a personal savings account that works in tandem with an HSA-compatible health ...
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How to Choose the Best 55+ Community in Charlotte, NC
June 4, 2025
Thinking about the next big step in retirement living? Choosing a 55+ community in Charlotte, NC is one of the most important decisions you’ll make ...
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Wealth Management Retirement: Planning for People 50+
June 4, 2025
Wealth Management Retirement Let’s face it: planning for retirement isn’t just about saving money—it’s about creating a future where you can live the life you ...
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Optimizing Your Wells Fargo Benefits Package in 2025
June 3, 2025
Wells Fargo 401k Match Match Wells Fargo employs over 27,000 people in the Charlotte area. As a financial advisor in Charlotte—and the husband of a ...
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How to Afford a Home in Charlotte: Key Money Strategies [2025]
May 30, 2025
Thinking about buying a home in Charlotte? If so, you’re not alone, but affording a home in Charlotte has become significantly tougher in recent years, ...
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Charlotte Economic Growth: Opportunities & Financial Planning Guide
May 20, 2025
Have you ever wondered why Charlotte, North Carolina, has emerged as one of the most dynamic economic hubs in the Southeast? Here’s the thing: over ...
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Wells Fargo Employee Benefits: Your Complete 2025 Guide
May 15, 2025
Wells Fargo Employee Benefits Wells Fargo offers a comprehensive range of employee benefits designed to enhance your life both at work and beyond. Their comprehensive ...
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Wells Fargo 401(k) Match: Boost Your Retirement Savings
May 14, 2025
Building enough savings for retirement can feel overwhelming. Fortunately, employer-sponsored 401(k) plans help simplify this process—especially when paired with a generous employer match. Among these ...
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Secure Your Future with Wells Fargo’s 401(k) Plan
May 14, 2025
Picture this: retirement planning isn’t about just stashing money away. Far from it. It’s building a financial foundation strong enough to carry you comfortably through ...
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Understanding Donor-Advised Funds: Transform Philanthropy
May 12, 2025
The way people give to charity has dramatically shifted, and one innovation is leading the transformation—Donor-Advised Funds, or DAFs. But what’s causing so many modern ...
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Wells Fargo Employee Benefits: 401(k), Life Insurance & More
May 12, 2025
When it comes to planning for your future, one key aspect that’s often overlooked is keeping your beneficiary designations current and accurate. These designations control ...
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Wells Fargo Beneficiary Designations for Estate Planning
May 12, 2025
Picture this—after years of disciplined saving and strategic investments, you’ve accumulated assets housed with institutions like Wells Fargo. You’ve done the hard work, but have ...
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Wells Fargo Employee Retirement Planning
May 8, 2025
Let’s be realistic—the idea of retirement can seem distant, abstract even. Yet for long-term Wells Fargo employees, factoring it into your financial strategy isn’t just ...
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How to Estimate Your Tax Bill in Retirement (And How to Pay it)
May 4, 2025
Stepping into retirement is an exciting milestone, but it also brings forth a new set of financial responsibilities, especially when it comes to understanding how ...
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See How Roth Conversions Saved Them $350k in Taxes In Retirement
May 1, 2025
Have you ever wondered, “Will my retirement funds last?” or “How can I effectively minimize my taxes during retirement?” You’re not alone. Answering these two ...
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How Much Does It Take to Retire Comfortably on a $5k, $10k, or $15k/mo Budget?
May 1, 2025
You’ve worked diligently for decades, diligently saving for retirement. But as that day draws near, a common fear looms large: What if I run out ...
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Pay ZERO Capital Gains Tax vs Roth Conversions in Retirement: How to Determine Which is Best
May 1, 2025
Navigating the financial landscape in retirement often feels like walking a tightrope, especially when it comes to managing your tax obligations. Retirees frequently find themselves ...
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I have $2.3M in IRAs. How Do I Minimize Taxes in Retirement?
May 1, 2025
Have you ever wondered how the order in which you withdraw your retirement funds could affect your financial future? Here’s the truth: not all retirement ...
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Why Investment Advisors Are Key to Financial Success
May 1, 2025
Have you considered how partnering with a skilled investment advisor can transform your financial outlook? Let’s dive deeper. An investment advisor isn’t just someone who ...
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Achieve Your Dream Retirement with Smart Planning
April 24, 2025
Your Step-By-Step Guide to Successful Retirement Planning Ready to dive in? Fantastic! Timing Is Everything: When to Initiate Retirement Planning When’s the best moment to ...
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Retirement Spending Smile And Long-Term Financial Planning
April 23, 2025
Have you ever dreamed about your retirement being filled with relaxation, travel, and well-deserved leisure? Here’s the reality: planning your retirement expenses isn’t always so ...
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Optimize Retirement Spending with a $2.5 Million Portfolio
April 23, 2025
Have you ever wondered how much you really need for retirement, even if you have a substantial portfolio like $2.5 million? Retiring comfortably isn’t just ...
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Master Investment Management for Wealth Building Success
April 23, 2025
Have you ever wondered why some investors seem to effortlessly build wealth, while others constantly struggle? Here’s the thing: the secret boils down to smart, ...
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Top 10 Questions to Ask When Interviewing Financial Advisors
April 18, 2025
Choosing a financial advisor is one of the most important decisions you’ll make for your financial future. But here’s the catch: not all financial advisors ...
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3 Proven Ways to Protect Against Sequence of Return Risk in Retirement
April 10, 2025
Retirement provides an opportunity to pursue personal interests and cherish time with family, but it also comes with unique challenges—especially when it comes to managing ...
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Here’s How to Pay $0 Taxes on $100k Retirement Income: A Strategic Approach
April 10, 2025
The idea of paying zero dollars in taxes during retirement might sound too good to be true. And while skepticism is healthy—especially when something seems ...
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Independent Financial Consultant: Unbiased Guidance for Your Financial Future
April 10, 2025
Are you seeking financial guidance that truly puts your interests first? Navigating the complexities of investments, retirement planning, and wealth management can be daunting, especially ...
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Understanding the Difference Between Financial Advisors and CFPs
March 25, 2025
The quest for financial security often leads individuals to seek professional guidance. However, the landscape of financial advisors can feel like a confusing maze. With ...
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What is a Certified Financial Planner?
March 25, 2025
In the complex world of financial planning, the term “CFP®” frequently arises. But what exactly is a CFP® certification, and why does it matter? You ...
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Comprehensive Guide to RIA Lookup: Find Registered Investment Advisors
March 25, 2025
Choosing a financial advisor is a crucial decision that can significantly impact your financial future. But before entrusting your assets to someone, it’s essential to ...
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Identifying Financial Advisor Red Flags: 9 Warning Signs to Protect Your Wealth
March 25, 2025
Choosing the right financial advisor is one of the most important decisions you’ll make for your financial future. Understanding the CFP® Certification can help you ...
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What is Holistic Financial Planning?
March 24, 2025
Financial planning is significant because it provides a roadmap to navigate the complexities of money management, investments, and achieving long-term financial goals. It’s about making ...
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How to Find a Fiduciary Financial Advisor: A Comprehensive Guide
March 8, 2025
In this article, we’ll cut through the jargon and explain exactly what a “fiduciary financial advisor” is. We’ll focus on defining this key term, emphasizing ...
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Choosing the Right Financial Advisor: Your Comprehensive Guide to Success
March 6, 2025
The process of managing personal finances can present many questions. Individuals often seek guidance on topics like Roth Conversions to make informed decisions about ...
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How to Avoid the RMD Tax Trap: Protect Your Lifetime of Tax Savings
October 5, 2024
Introduction When you approach retirement, understanding Required Minimum Distributions (RMDs) becomes crucial. RMDs are the minimum amounts you must withdraw annually from your retirement accounts ...
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How to Retire by Age 60 with 5 Key Financial Strategies
August 24, 2024
Retiring by age 60 requires a strategic approach in order to have a successful retirement. Here are some key lessons you’ll learn: How to figure ...
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How Much Can I Expect To Spend In Retirement with a $2.2 Million Portfolio?
August 24, 2024
The answer to “How Much Can I Expect To Spend In Retirement with a $2.2 Million Portfolio?” is explored by looking at the details of ...
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When Should I Claim Social Security?
August 24, 2024
When Should I Claim Social Security? 62 vs. 67 vs. 70 When should I claim Social Security? As you approach retirement in your early 60s, ...
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Unlocking Freedom: When to Stop Saving for Retirement and Start Enjoying Life!
August 24, 2024
When to Stop Saving for Retirement is a personalized decision, and finding the right moment depends on several important factors. Here are some key learnings ...
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Enough Money to Retire – Do I Have Enough?
July 16, 2024
Understanding the need to plan for retirement is crucial as you approach your later years. It offers you comfort and security in a phase of ...
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Retirement Planning Tax Strategies
July 16, 2024
As you transition into retirement, understanding the challenges and opportunities related to tax reduction and retirement planning tax strategies is crucial. These strategies can significantly ...
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How Much Do I Need to Spend $10k/month in Retirement?
June 21, 2024
This article about “How Much Can I Expect To Spend In Retirement with a $2 Million” helps you plan for a worry-free retirement by understanding ...
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Money to Retire in Hawaii – How Much Do I Need?
February 23, 2024
A Guide to Your Dream Destination Retirement Many people dream of retiring in a beautiful location that would feel like a vacation—for the rest of ...
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What a Health Scare Can Teach You About Experts, Money, and Time
December 15, 2023
Lessons From a Health Scare: How a Financial Expert Changed His Views In May of 2022, I was diagnosed with a brain tumor. While there’s ...
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How to Find a Fiduciary Financial Advisor
September 20, 2023
Calamita Wealth Management is here to provide you with all the insight on how to find a fiduciary financial advisor! What is a Fiduciary Financial ...
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6 Financial Steps for Women
July 11, 2023
Women seeking security and independence may have some learning to do—as well as mindset shifts to make. But it’s rewarding! This learning can all be ...
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Atrium Health Employee Financial Mistakes
May 25, 2023
After years of working with Atrium Health employees, I’ve seen some patterns. There are certain financial planning challenges that pop up time and time again. ...
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Wells Fargo Employee Retirement: 5-Step Checklist
May 20, 2023
Plan Now for a Smooth Transition into Wells Fargo Employee Retirement You’ll need to decide what to do Understanding all the Wells Fargo employee benefits ...
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How to Maximize Your Atrium Health Benefits Package
May 16, 2023
You may have received an Atrium Health benefits package, but do you know how to maximize it? Let’s dive into learning how you can maximize ...
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Pay Off Mortgage Or Invest Money?
March 14, 2023
Debating whether you should pay off mortgage or invest money? Then keep reading to come to a decision! Pay Off My Mortgage Or Invest My ...
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Cost of Long Term Care in North Carolina
February 10, 2023
Planning for long term care is a task most people like to avoid if at all possible. But putting it on the back burner is ...
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Bank of America HSA Accounts – Are They Offered?
October 6, 2022
What is an HSA account? An HSA (Health Savings Account) is a type of savings account that you have access to if you have an ...
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Bank of America Benefits Package 2024
July 7, 2022
Bank of America employs over 15,000 people in the Charlotte area.1 As a financial advisor in Charlotte—and the husband of a former Bank of America ...
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So You Just Got Promoted to Be a Wells Fargo Manager – Now What?
April 12, 2022
Landing a promotion to Wells Fargo manager is an incredibly exciting accomplishment, but it can also be overwhelming, especially if you aren’t properly trained for ...
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Tax Planning Strategies for Wells Fargo Employees
February 8, 2022
Working in the financial industry, Wells Fargo employees know better than most that planning ahead is key to making the most of their finances, but ...
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Bank of America Employees’ Financial Mistakes – Top 9 List
February 2, 2022
After years of working with Bank of America employees (and being married to a former one), I’ve seen some patterns. These patterns are certain financial ...
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The Top 10 Financial Mistakes I See Wells Fargo Employees Make
November 13, 2021
After years of working with Wells Fargo employees (and being married to one), I’ve seen some patterns—certain financial planning challenges that pop up time and ...
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Why I Became A Financial Advisor
January 21, 2021
Not many people can point back to their preschool years and say, “That’s when I knew what I was going to do with my life.” ...
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