Fees

Guiding clients to and through
retirement for over 25 years

We Are A Fee-Only Financial Advisor 
Serving North Carolina

  • Our tiered asset-based pricing ranges from .60% to 1.00% annually
  • Fees are only debited out of your account held at Charles Schwab that Calamita Wealth Management directly manages
  • For more information, please refer to our Form ADV Part 2

Fee-only Financial Advisors In Charlotte NC​

We Will:

  • Follow the fiduciary standard, the highest standard of care in the industry
  • Charge you a fee based on your size of assets we manage for you
  • Minimize any conflicts of interest, and if one does arise, we clearly disclose it to you
  • Make our fees as transparent and clear as possible
  • Seek to minimize fees as much as possible in the investment choices we make for you

We Will Not:

  • Accept commissions for recommendations made
  • Get a kickback or referral fee for sending business to any third parties
  • Receive any commissions for recommending insurance products
  • Select investments with hidden or embedded fees
  • Select high cost investments for you

Fees & Compensation FAQs

How does Calamita Wealth Management charge for its services?

Calamita Wealth Management operates as a fee-only firm, meaning clients pay directly for advice and portfolio management through transparent fees based on assets under management or planning services.

What does fee-only financial planning mean?

Fee-only means the firm is compensated only by clients, not commissions or product sales, which helps reduce conflicts of interest and keeps advice aligned with your best interests.

How are investment management fees calculated?

Investment management fees are typically based on a percentage of assets under management (AUM), meaning the fee adjusts as your portfolio grows or changes over time.

Are there any hidden fees or commissions?

No. As a fee-only fiduciary, Calamita does not earn commissions, referral fees, or incentives from financial products, helping ensure transparency in how you pay for advice.

What services are included in the advisory fee?

Fees generally include ongoing financial planning, investment management, retirement planning, tax-aware strategies, and regular portfolio reviews, all coordinated as part of a long-term relationship.

Are financial planning fees tax-deductible?

In most cases, financial advisory fees are not currently deductible for federal tax purposes. However, tax treatment can vary by situation and may change, so it’s best to consult a tax professional.