Retirement Planning Beyond a 401(k)
Want to learn Retirement Planning Beyond a 401(k) ? It’s time to explore Self-Directed IRAs, Solo 401(k)s, Roth accounts, and more flexible ways to grow wealth. Retirement Planning Beyond a 401(k) Key Takeaways: Your 401(k) is a good start, but you shouldn’t rely on it alone for your retirement planning.
Navigating Asset Rich Cash Poor Retirement Risks
Many retirees expect that having significant property, investments, or business interests guarantees stability in their later years. Yet, it is common to enter retirement with most wealth tied up in assets that cannot easily be turned into cash. This situation is known as being “asset rich cash poor”. Asset Rich
Financial Planning Investment: A Four-Step Guide
Retirement goes hand-in-hand with financial planning and investments. This is because managing and growing your money properly is key to achieving your financial goals and fulfilling your desires. The intersection of financial planning investment strategies becomes increasingly critical as individuals approach their retirement years, requiring a sophisticated understanding of both
Bank of America HSA Accounts – Are They Offered?
Bank of America HSA Accounts: What You Need to Know An HSA (Health Savings Account) is a specialized savings account available to employees with HSA-compatible health insurance plans. Bank of America HSA accounts require enrollment in the Consumer Directed High Deductible Plan (HDHP) to qualify. With your Bank of America
How to Protect Your Wealth in Uncertain Times
Change is an inevitable part of life—whether we like it or not, whether we’re prepared or not, and whether we have something to lose or not. Unfortunately, most people don’t like it, aren’t prepared, and have a lot to lose. But while change is inevitable, it doesn’t have to be
A Millenial’s Guide to Retirement Planning in Charlotte
As a millennial navigating career growth, student loans, and building your life in Charlotte, retirement planning might seem distant. However, this millennial guide to retirement planning shows that starting in your 20s or 30s gives you a powerful advantage: time. Whether you’re just beginning or already investing, this comprehensive millennial
Additional Income Streams to Secure Your Retirement
Planning for retirement requires more than just a savings account. Additional income streams are essential for building true financial security and helping to ensure a comfortable retirement. Whether you’re decades away from retirement or approaching it soon, diversifying your income sources now can significantly impact your financial stability in your
11 Free Retirement Assessment Tools for 2025 to Maximize Your Future
Planning for retirement in 2025 demands up-to-date information and reliable tools. The right free retirement assessment software can clarify your next steps and help you gain confidence in your future plans. Individuals over 50—especially those with significant retirement savings—often face complex questions about income, investments, and taxes. Fortunately, a range
What a Health Scare Can Teach You About Experts, Money, and Time
When you face a serious medical diagnosis, it changes everything…your perspective on health, time, and what truly matters in life. As a financial planner with over 25 years of experience helping people prepare for their futures, I never expected a health scare would teach me the most valuable lesson about