Create a clear path to retirement.
We help people 50+ invest smarter, reduce taxes, and retire successfully
Create A Clear Path To Retirement
We help people 50+ invest smarter, reduce taxes, and retire successfully
We Help People Age 50+ Retire Successfully
Have you diligently saved $1 million (or more) in retirement savings, but have questions?
How it works.
Discovery chat
A no-obligation 20 minute conversation with a Certified Financial Planner® to:
- See if we’re the right fit for you
- Tell us what’s on your mind
- Understand your goals
No hard sell. No pressure.
Free assessment
Excellent, we’re a match! Next, we’ll create you a personal retirement assessment (for free). This will include:
- Core Four Analysis™: Cash Flow, Tax Planning, Investment Positioning and Estate Preservation
- Modeling key ‘what-if ‘ scenarios
- Projected income forecasting
- Your next actions steps
Your journey begins
We’ll work with you step-by-step to retire successfully. We will provide expert guidance for this journey, including:
- Creating a strategy for a reliable income stream from your retirement savings.
- Reviewing your financial plan and personal circumstances to maintain the optimum path to get there.
- Manage your risk minimization strategy
- Provide ongoing tax planning to minimize taxes throughout retirement.
– ANN P.
Disclosure: The above reviews were given by clients of Calamita Wealth Management, and they are not being compensated for sharing their opinion and experience of our firm. Any compensation creates a conflict of interest and their comments may not be representative of any other person’s experience with the firm.
Our retirement planning services give you the confidence and clarity to retire without running out of money.
Without paying careful attention to taxes, your wealth could be unnecessarily eroded now and into retirement.
How should I invest my money in retirement?
Our investment philosophy prioritizes maintaining your lifestyle in retirement regardless of market corrections and economic turmoil.
FAQ
A financial advisor can organize and simplify the complexities of your financial life through comprehensive financial planning, retirement planning, investment management and tax planning. Working with a financial planner can help you make better financial decisions based on a professionally prepared plan and reduce the stress of transitioning to retirement.
Most people think all financial planners are “certified”, but this isn’t true. Just about anyone can use the title “financial planner” or “financial advisor”. When it comes to your financial security, it’s about partnering with financial advisor who Charlotte residents and beyond can trust to put their interests first. CERTIFIED FINANCIAL PLANNER™ professionals have attained the standard of excellence in financial planning by meeting rigorus education, experience and ethical standards.
Fiduciary: CERTIFIED FINANCIAL PLANNER™ professionals are required to conduct their business under a fiduciary duty, the highest standard of care in the industry.
Education: A CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional.
Transparency: No Hidden Commissions -– CERTIFIED FINANCIAL PLANNER™ professionals must operate with full transparency with no bias to sell a certain product line or company offering.
Only 31% of U.S. personal financial advisors are CERTIFIED FINANCIAL PLANNER Professionals.*
*Source: www.cfp.net, www.bls.gov
Unlike many financial advisors, we do not receive kickbacks or commissions for recommending certain investments. Our transparent fee structure puts the focus on managing your investments and retirement planning needs as opposed to a certain product or investment.
At Calamita Wealth Management, we understand that taxes can be a complex and daunting aspect of retirement planning for individuals. While we do not prepare and draft tax returns in-house, we work closely with your tax advisor to develop and implement tax strategies that help you keep more money in your pocket over your lifetime.
Our retirement planning services give you the confidence and clarity to retire without running out of money.
Without paying careful attention to taxes, your wealth could be unnecessarily eroded now and into retirement.
Our investment philosophy prioritizes maintaining your lifestyle in retirement regardless of market corrections and economic turmoil.